Your Virtual Card will be issued the next day after your request for a web shopper is approved. An SMS will be sent to you containing a unique link for card activation.
Activate your Virtual Card with just a few taps and use it right away!
Your Virtual Card is valid for 90 days but you have the option to keep it forever so you can continue to enjoy safe online shopping experience!
Enjoy the latest online deals on shopping, essentials, food delivery, installment, and more!
There are two ways:
An SMS will be sent to you the next day after your web shopper request is approved.
Your Virtual Card is valid for 90 days. It will auto-expire after 90 days but you have the option to keep your Virtual Card permanently so you can continue to enjoy safe online shopping experience!
The Virtual Card can be used in making purchases online in ecommerce websites or apps such as Shopee, Lazada, ZALORA, Spotify, Netflix, etc. and paying utility bills online through the RCBC Online Banking app or any online payment website.
It is intended for use in doing non-face-to-face (Internet, Mail Order, Telephone Order, etc.) transactions only and shall not be valid when handed directly to a merchant in a normal face-to-face environment. Similarly, this reference device is not valid for dual-mode transactions (i.e. Rent-a-Car or Hotel Bookings) whereby an initial non-face-to-face transaction is made but followed by a face-to-face transaction with a merchant for the same account or service.
No. You will no longer receive a physical card version of your Virtual Card.
Forgot your Virtual Card details? You can access your Virtual Card details at https://online.rcbcbankard.com/instant.
Not at this time but we're working on that. To access your Virtual Card details, please go to https://online.rcbcbankard.com/instant and login using your RCBC Bankard ONLINE credentials.
The credit limit of your RCBC Bankard Virtual Card is a sublimit of your regular RCBC Bankard credit card and is preset at ₱30,000.