1. Qualified cardholders may avail of the Easyterms 0% Installment at accredited in-store and online merchants.
2. The accredited in-store and online merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of Easyterms 0% Installment.
3. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
4. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard approval.
5. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme at participating accredited merchants, wherein the first monthly amortization will be posted to the cardholder’s statement of account on the second or third cut-off date, depending on when the transaction was posted.
6. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment.
7. The approved installment transaction is automatically deducted from the cardholder’s available regular card limit.
8. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.