RCBC Bankard Easyterms

Pay for your big-ticket purchases at 0% interest installment at accredited in-store and online stores!

easyterms 2.png
How Does RCBC Bankard Easyterms Work?
  • Purchase big-ticket items like home appliances & furniture, gadgets, luxury items, phone plan cash-out, car down payment, and more through installment
  • Enjoy 0% installment for up to 36 months at accredited in-store and online merchants
  • You may also opt to charge your 0% installment transaction on Buy Now Pay Later (BNPL) scheme at participating accredited in-store merchants



FEATURED MERCHANTS
Accredited Merchants

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Bankard and then convert your purchase to up to 36 months installment via Unli Installment using the RCBC Online Banking App.

E
  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • J
  • K
  • L
  • M
  • N
  • O
  • P
  • Q
  • R
  • S
  • T
  • U
  • V
  • W
  • X
  • Y
  • Z
1. Qualified cardholders may avail of the Easyterms 0% Installment at accredited in-store and online merchants.  
2. The accredited in-store and online merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of Easyterms 0% Installment.
3. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
4. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard approval.
5. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme at participating accredited merchants, wherein the first monthly amortization will be posted to the cardholder’s statement of account on the second or third cut-off date, depending on when the transaction was posted.
6. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment.
7. The approved installment transaction is automatically deducted from the cardholder’s available regular card limit.
8. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.