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RELAXATION CATEGORY

MYSOFA

THERAPEUTIC CATEGORY

MOBILE SERIES CATEGORY

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SLIMMING, BEAUTY, FITNESS CATEGORY

Promo Mechanics

1. The promo is open to RCBC Bankard Principal and Supplementary cardholders whose accounts are active and in good credit standing. 
2. Promo period is from February 1 to December 31, 2021.
3. Valid in all OGAWA stores nationwide.
4. Cardholders can avail of up to 40% OFF on selected items when they use their RCBC Bankard credit card.
5. Cardholder can also avail of 0% installment for up to 24 months and Buy Now Pay Later, subject to RCBC Bankard's approval.
6. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and Ogawa.
7. In case of disputes related to the promo, the decision of Ogawa and RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard.

Easyterms 0% interest Installment and Buy Now Pay Later

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full. 
2. RCBC Bankard Easytems 0% Installment is subject to RCBC Bankard’s approval.
3. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date.
4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offer.
5. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB- 112275 Series of 2021