1. Promo period is from January 1 to June 30, 2020. EXTENDED UNTIL DECEMBER 31, 2020 as approved by DTI-FTEB.
  2. Promo is open to new-to-RCBC Bankard, principal card applicants with existing credit card issued by another bank who will apply for any of the following RCBC Bankard credit cards:
        • Classic and Gold Mastercard and JCB, Flex Visa and Flex Gold Visa
      • Premium: World Mastercard, Visa Infinite, Black Platinum Mastercard, Diamond Platinum Mastercard, JCB Platinum, UnionPay Diamond
      • Co-Brands: Landmark Anson’s, MANGO, LJC, Wilcon, Sta. Lucia Mall, Phoenix, AirAsia

through any of the following acquisition channels and subsequently approved:

  • Direct Sales or any acquisition booth
  • RCBC head office and branches (except CASA Bundle applications)
  • RCBC Bankard Corporate Sales
  • RCBC Bankard Co-Brand acquisition setup or outlets/branches
  • RCBC Bankard Employee-Get-Member and Senior Officer Referrals
  • Online at or any accredited online channel

  1. To apply, submit the duly accomplished and signed RCBC Bankard application form along with the following documentary requirements: Valid government-issued ID and Existing credit card’s information
  2. Qualified cardholders can enjoy FREE MEMBERSHIP FEE FOR LIFE on their newly approved RCBC Bankard when they spend at least ₱30,000, single or accumulated, within sixty (60) days from card issuance date. Cash advance and quasi-cash transactions are disqualified from the promo.
    As approved by DTI-FTEB, approved cards delivered and received between February 1 to March 15, the 60 days to accumulate the ₱30,000 spend requirement shall start after lifting of the Enhanced Community Quarantine.
  3. If qualified, cardholders shall be notified through their Statement of Account and an electronic direct mail informing them that they are entitled to FREE MEMBERSHIP FEE FOR LIFE.
  4. The Free Membership Fee For Life offer cannot be availed of in conjunction with other activation offers.
  5. In case of dispute on the customer’s eligibility, coverage dates and fulfillment, RCBC Bankard’s decision shall prevail.

Per DTI Fair Trade FTEB Permit No. 00471, Series of 2020