- The promo is open to all existing RCBC Bankard cardholders whose accounts are active and in good credit standing.
- Promo period is from January 7 to December 31, 2022. See the complete list of branches here.
- Cardholders can avail of Easyterms 0% Installment and Buy Now Pay Later for up to 12 months for a minimum spend of ₱40,000 and 24 months for a minimum spend of ₱50,000 on ALL regular items, sale and markdown items.
- Promo excludes mattresses and sale, markdown items at 30% and up.
- Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and Our Home.
Easyterms 0% interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
- RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
**Buy Now Pay Later is available for 12 and 24 months 0% installment only.
DTI Fair Trade Permit No. FTEB-134477 Series of 2021