0% Installment at The SM Store

Promo Mechanics

  1. The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing.
  2. Promo period is until December 31, 2022.
  3. Cardholders can avail of 0% installment for 3 months with a minimum single-receipt purchase of ₱5,000 using their RCBC Bankard at The SM Store.
  4. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and The SM Store.
  5. In case of disputes related to the promo, the decision of The SM Store and RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard.

Easyterms 0% interest Installment

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  3. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500 or 5% of the unpaid principal amount, whichever is higher, will be charged.

NOTE: Shop Now, Pay Later is the installment branding of The SM Store and it’s not affiliated with the Buy Now Pay Later Promos (installment with 2-3 months payment deferral) of  RCBC Bankard.

DTI Fair Trade Permit No. FTEB-135604 Series of 2022