ZALORA Credit Card

Bring back the joy of shopping with the ZALORA Credit Card powered by RCBC Bankard.

ZALORA CREDIT CARD POWERED BY RCBC BANIARD WEBSITE HEADER2.png
Bring back the joy of shopping with the ZALORA Credit Card.
The first fashion & lifestyle credit card in the region that rewards you every time you shop online.

SHOP MORE

 Free ₱5,000 Shopping Credits as your Welcome Gift


 Unlimited Free Shipping with ZNOW


 Free Virtual Card for a safe online shopping experience


EARN MORE

 Up to 6% Cashback on ZALORA & other online purchases


 Flexible Rewards Points on other retail spend


GIVE MORE

 First eco-friendly credit card in the country



Enjoy ₱5,000 ZALORA Shopping Credits

Yours for free when you spend at least ₱30,000, single or accumulated, within 60 days from card delivery.

Terms & Conditions apply.

Earn ZALORA Cashback on your online purchases

With the ZALORA Credit Card, earn 6% ZALORA Cashback on your ZALORA purchases and up to 2% Cashback on other online purchases.

Plus, get VIP access to ZALORA's exclusive sales, events, and brand launches.

Flexible, Non-expiring Rewards Points for all other purchases

Earn Rewards Points for as low as ₱50 card spend anywhere, including groceries, gas, travel, dining, and even utility bills payment! Since these Points never expire, you can continue to build up your Rewards Points until you feel like redeeming them.

Convert your Rewards Points to ZALORA Cashback or AIRMILES for free travel, use them to pay for your annual membership fee or as donation to any of our partner organizations.

Terms & Conditions apply.

Free Shipping with your ZNOW subscription

No need to worry about shipping fees with ZNow! Enjoy 1 year of unlimited free shipping with no minimum spend!

To continue enjoying this benefit, simply renew your membership and use your ZALORA Credit Card to reach a total annual spend anywhere of ₱200,000.

Terms & Conditions apply.

Free Virtual Card

Once you get approved for a ZALORA Credit Card, a Virtual Card will be instantly issued to you so you can immediately make purchases or pay utility bills online even before the physical main card arrives. No more waiting time!

Our way of taking care of the planet.

The ZALORA Credit Card isn’t your typical credit card – it's made from 84% bio-sourced polylactic acid (PLA) from non-edible corn, making it the first-ever eco-friendly credit card in the Philippines!


How to Apply

  • How to Apply Step 1 Icon

    1. Click to Apply

    Click here to apply for a ZALORA Credit Card online.

  • How to Apply Step 2 Icon

    2. Fill out and Submit

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

  • Must be 21-65 years old to qualify as a Principal Cardholder.
  • Must be 13-65 years old to qualify as a Supplementary Cardholder.
  • Must have a mobile number and landline in your place of work.
  • Minimum gross annual income of P300,000

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month
Membership Fee (Principal)
Php4,000/year
Membership Fee (Supplementary) Php2,000/year
See the latest Interest Rates and Other Fees & Charges here.

Apply Online Now.

Get started.