Welcome Gift for New Cardholders

Promo Mechanics:

  1. The Welcome Gift promo is open to all new-to-RCBC Bankard card applicants who applied and subsequently got approved of an RCBC Bankard* based on the schedule below. PROMO IS EXTENDED UNTIL DECEMBER 31, 2021, as approved by DTI-FTEB.
RCBC Bankard Mastercard and JCBJuly 20 to October 20, 2021
RCBC Bankard Visa Platinum & Visa InfiniteJuly 24 to October 20, 2021 
RCBC Bankard UnionPay DiamondJuly 29 to October 20, 2021 
*Excluding the following card variants: Flex Visa, Flex Visa Gold, YGC Rewards Classic Visa, YGC Rewards Gold Visa, AirAsia, Hexagon Club, and Corporate Cards.
  1. Qualified RCBC Bankard cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Bankard within 60 days from card delivery. The Welcome Gift that the cardholder can redeem will be specific to the Card Type and the Spend Requirement, as indicated in the table below:
RCBC Bankard Classic & Co-Brands:
Mastercard, JCB, and Co-Brands (Landmark Ansons, MANGO, LJC, Sta. Lucia Mall, Phoenix, Wilcon)
₱12,000  JBL GO 3

₱2,000 Universal

RCBC Bankard Gold:
Mastercard & JCB 
₱15,000  JBL TUNE 500BT
Wireless on-ear

 ₱3,000 Universal

RCBC Bankard Premium:
Mastercard Black Platinum Peso, Mastercard Diamond Card, YGC Rewards Platinum Mastercard, JCB Platinum, UnionPay Diamond
₱20,000   JBL FLIP 5 Portable

 ₱5,000 Universal
₱5,000 SM Gift Pass
RCBC Bankard Premium:
Mastercard World, Visa Infinite, Visa Platinum, Mastercard World Balesin, Mastercard World The City Club
₱40,000JBL Bar 2.0 All-in-One
Compact 2.0
channel soundbar
Apple Watch
Series 3 (38mm)

Watch SE (40mm)

*RCBC Bankard Visa Platinum & Infinite cardholders may choose to upgrade their Apple Watch Series 3 to Apple Watch SE provided that cost (based on SRP) of upgrade shall be shouldered by the cardholder & payment must be made using the eligible RCBC Bankard. This option is only applicable to in-store redemption.

  1. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  2. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.
    The following transactions are excluded from the promo: Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Mobile payment/mobile wallet (e.g GCash, PayMaya, ShoppeePay, Lazada Wallet, GrabPay, PayPal, PayMongo, Coins.ph, and the like), Casino/Gambling, Money Transfers, Quasi Cash Financial Institution, Political organizations, Bail, Bond Payment, Wholesale & Distribution.
  3. To avail,  the qualified cardholder must register* once online at the specified link and input the following:  Card Embossed Name, First 8 & Last 4 Digits of Card,  and Preferred Redemption option
    - For Mastercard, In-Store and Delivery**
    - For JBL/Power Mac Center, IN-STORE redemption or COMPLETE BILLING ADDRESS for DELIVERY
    *Once registration form is submitted, the selected redemption option shall be considered final.

    **For DELIVERY, cardholder must shoulder the delivery fee 
RCBC Bankard MastercardJuly 20, 2021 to January 31, 2022https://cloud.marketing.rcbcbankard.com/mcwgift
RCBC Bankard Visa Infinite & Visa PlatinumJuly 24, 2021 to January 31, 2022https://cloud.marketing.rcbcbankard.com/visawgift
RCBC Bankard JCBJuly 20, 2021 to January 31, 2022https://cloud.marketing.rcbcbankard.com/jcbegift
RCBC Bankard UnionPayJuly 28, 2021 to January 31, 2022https://cloud.marketing.rcbcbankard.com/upiwgift
  1. Qualified cardholder’s account must be active and current at the time of registration.
  2. Qualified cardholders who have met the required spend amount specific to their card product and who have successfully registered will receive a confirmation/e-gift redemption SMS which will be sent to their registered mobile no. based on the schedule below:

July 20* to July 31, 2021
August 10, 2021
August 1 to 31, 2021September 10, 2021
September 1 to 30, 2021October 11, 2021
October 1 to 31, 2021November 10, 2021
November 1 to 30, 2021December 10, 2021
December 1 to 31, 2021January 10, 2022
January 1 to 31, 2022February 10, 2022
February 1 to 28, 2022March 10, 2022
March 1 to 31, 2022April 12, 2022
*July 24 for RCBC Bankard Visa Platinum & Visa Infinite, July 29 for UnionPay Diamond
  1. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
  2. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
  3. The cardholder agrees not to cancel his/her RCBC Bankard within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard may be cancelled by RCBC Bankard Services Corporation (RBSC).
  4. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
  5. The offer is not valid in conjunction with ongoing promotions for new RCBC Bankard cardholders.
  6. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard with the concurrence of DTI shall be considered final.
  7. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

Redemption Process:

RCBC Bankard Mastercard
JBL Speaker
For the list of participating JBL stores and redemption process, please click here.
RCBC Bankard Visa Infinite & Visa PlatinumApple WatchFor the list of participating Power Mac Center stores and redemption process, please click here.
RCBC Bankard JCB
Universal eGIFT
  1. The Universal eGift has no expiry.
  2. To redeem, clink the eGift link to be sent via SMS and choose your preferred merchant.
RCBC Bankard UnionPay DiamondSM Gift Pass
  1. The SM Gift Pass eGift has no expiry.
  2. To redeem, clink the eGift link to be sent via SMS and present your eGift at participating SM brands

Per DTI Fair Trade Permit Nos. FTEB-123735, 123971, & 124264,Series of 2021