No Annual Fee For Life!


  1. The promo is open to new-to-RCBC Bankard card applicants who applied and subsequently got approved of an RCBC Bankard Flex Gold Visa, Flex Visa, or YGC Rewards Plus RCBC Bankard Gold & Classic Visa from July 1 to September 30, 2021. Promo is extended until December 31, 2021, as approved by DTI-FTEB.
    Cardholders with existing RCBC Bankard and/or upgraded cards are not qualified to avail this promo.
  2. Qualified cardholders can enjoy FREE MEMBERSHIP FEE FOR LIFE on their newly approved Card when they meet the spend requirement within sixty (60) days from card issuance date:
Card TypeMin. Spend Requirement
(Single or Accumulated)

- RCBC Bankard Flex Gold Visa
- YGC Rewards Plus RCBC Bankard Gold Visa
- RCBC Bankard Flex Visa
- YGC Rewards Plus RCBC Bankard Classic Visa
  1. Cash advance and quasi-cash transactions are disqualified from the promo.
  2. If qualified, cardholders shall be notified through their Statement of Account and an electronic direct mail informing them that they are entitled to FREE MEMBERSHIP FEE FOR LIFE.
  3. The Free Membership Fee For Life offer cannot be availed of in conjunction with other activation offers.
  4. In case of dispute on the customer’s eligibility, coverage dates and fulfillment, RCBC Bankard’s decision shall prevail.

Per DTI Fair Trade FTEB Permit No. 121464, Series of 2021

Ready to FLEX? Apply now!