Up to ₱2,000 Shopping Spree on Easyterms 0% Installment

Promo Mechanics

  1. The promo is open to RCBC Bankard Principal and Supplementary cardholders whose accounts are active and current and in good credit standing.
  2. Promo period is from October 15 to December 15, 2021. PROMO EXTENDED UNTIL JANUARY 15, 2022, as approved by DTI-FTEB.
    POS-Based Installment Purchase Spend Period: October 15 to December 15, 2021 January 15, 2022
    Online Installment Purchase Spend Period: November 16 to December 15, 2021 January 15, 2022 (applicable to Mastercard and Visa cardholders only)
  3. Cardholders are entitled to get up to ₱2,000 FREE e-Voucher or Shopping Credits for their Easyterms 0% Installment purchase with minimum of 12 months term at any RCBC Bankard Easyterms-affiliated merchants*. The item that cardholder can redeem will be specific to the Card Type and the Spend Requirement, as indicated in the table below:
(Single-receipt Installment Spend)
₱25,000 to <₱50,000



Shopping Credits

₱50,000 to <₱100,000
₱100,000 and up

*The accredited merchants have sole discretion over the term/s, item/s, minimum spend requirement, and availability of Easyterms 0% Installment. Please inquire at the store before purchasing.

  1. To qualify for the promo, the cardholder must do a one-time registration with complete correct details at https://cloud.marketing.rcbcbankard.com/instlanywhere.
  2. Visa and Mastercard Online 0% Easyterms installment transactions will be qualified for the promo from November 16 to December 15, 2021 January 15, 2022 only. See the full list here
  3. Unli Zero and Unli Installment transactions are not qualified for the promo.
  4. The crediting of the E-vouchers/Shopping Credits will be based on the following schedule:  
Enrollment Period  Credit Date   
October 15– 31, 2021
November 8, 2021
November 1 – 30, 2021December 10, 2021
December 1 – 15, 2021January 7, 2022
December 16, 2021 – January 15, 2022January 25, 2022
  1. In case of disputes related to the promo, the decision of RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard.   

Easyterms 0% interest Installment and Buy Now Pay Later

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
  4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
  5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB-129037 Series of 2021