Free Herschel Backpack

Promo Period: June 15 to August 31, 2019 EXTENDED UNTIL SEPTEMBER 30, 2019

Spend Period:  Within 60 days from card delivery

Promo Mechanics  

1. The promo is open to all Principal cardholders of RCBC Bankard JCB Platinum that are carded* and who applied for a first card and subsequently got approved from June 15 to September 30, 2019. Cardholders with existing card/s and upgraded cards are not qualified to avail this promo.

*Carded refers to customers with existing cards with other banks.

2. Qualified RCBC Bankard cardholders must use their card within 60 days from date of card delivery.

3. The spend requirement may be straight or installment, single or accumulated, online and overseas purchase anywhere worth Php30,000 or US$600 within the promo period.

4. Supplementary account/s’ valid spend will be counted as part of the principal cardholder’s spend.

5. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Unli 0%, (5) Unli Installment, (6) Balance Transfer, (7) Cash Loan. RCBC Bankard will follow the foreign exchange rate conversion of the period the transactions were reflected in RCBC Bankard’s system.

6. Qualified RCBC Bankard cardholders who meet the required spend during the spend period and registers online during the allotted period will receive free one (1) Herschel bag (Product style: Little America, available in the following colors: 1) Black/Black, 2) Black/Tan, 3) Gray/Black) redeemable at participating Herschel stores.

7. The cardholder will be charged the cost of free item should the cardholder cancels the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.

8. The cardholder agrees not to cancel his/her RCBC Bankard JCB Platinum credit card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the annual fee. If the cardholder requests for card cancellation or waiver of annual fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard JCB Platinum credit card may be cancelled by RCBC Bankard Services Corporation (RBSC).

9. In case of cardholder disputes regarding the promo mechanics, the decision of RCBC Bankard Services Corporation shall prevail in concurrence with DTI.

10. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.


1. Online registration period is from June 15 to September 30, 2019.

2. Account must be active and current at the time of redemption (no past due).

3. Cardholders can only redeem once throughout the promo period.

4. To redeem, cardholder must fill out the redemption form online at

5. Incomplete/Incorrect information in the redemption form will not be processed.

6. Online registration will be extracted from RCBC Bankard’s system following the online redemption cut-off schedule. Cardholders who have reached the qualified spend will receive a Welcome Gift SMS from RCBC Bankard that will be sent to the cardholder’s registered mobile number during application within ten (10) business days from extraction date.



June 15 - 30, 2019

July 9, 2019

July 1 - 31, 2019

August 13, 2019

August 1 - 31, 2019

September 10, 2019

September 1 – 30, 2019

October 15, 2019

7. The free Herschel bag may not be exchanged for cash or rewards points, and are not for sale.
8. The free Herschel bag may be claimed in the following participating Herschel branches only: Alabang Town Center, SM Megamall, Trinoma, SM Cebu, SM Iloilo and SM Davao. Redemption beyond the SMS validity date will not be honored.
9. Redemption of the free Herschel bag is until October 31, 2019 in which the cardholder must present the following when redeeming at the store:
 - Welcome Gift SMS from RCBC Bankard
 - Government-issued valid ID
10. The color of the free Herschel bag may vary depending on the availability in-store. In addition, should the product design is no longer available in all participating branches of Herschel before the end of the redemption period, the cardholder will be given an item of the same value.
11. This promo is not valid in conjunction with the ongoing Free Annual Membership Fee offer of RCBC Bankard.
12. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates & fulfillment. RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.

Per DTI-FTEB Permit No. 10588 Series of 2019