10% OFF at Surplus Shop

Promo Mechanics:

  1. The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing. 
  2. Promo period is from January 15 to March 31, 2021.
  3. Cardholders can avail of 10% OFF for a minimum single-receipt straight spend of ₱2,000 on regular-priced items at Surplus Shop using their using their RCBC Bankard during the promo period.
  4. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and Surplus Shop.
  5. In case of disputes related to the promo, the decision of Surplus Shop and RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard. 

Per DTI Fair Trade Permit No. FTEB 110940, Series of 2020.

List of participating branches of Surplus:

  • SM City Dasmariñas 
  • SM City Davao 
  • SM City Fairview 
  • SM City General Santos 
  • SM City Iloilo 
  • SM City Legazpi 
  •  SM City Lipa 
  • SM City Manila 
  • SM City Marikina 
  • SM City Masinag 
  • SM City Molino 
  • SM City North Edsa 
  • SM City Pampanga 
  • SM City Puerto Princesa 
  • SM City Rosales 
  • SM City Rosario 
  • SM City San Jose Del Monte 
  • SM City San Lazaro 
  • SM City San Mateo 
  • SM City San Pablo 
  • SM City Santa Rosa 
  • SM City Sta. Mesa 
  • SM City Sucat 
  • SM City Tarlac 
  • SM City Taytay 
  • SM City Telabastagan 
  • SM City Trece Martires 
  • SM City Urdaneta Central 
  • SM Megacenter Cabanatuan 
  • SM Megamall 
  • SM Seaside City Cebu 
  • SM Southmall  


Convert your Surplus Shop purchases to installment for up to 36 months via UNLI Installment. Do it conveniently with just a few taps using the RCBC Online Banking App. To see how it works, check out the step-by-step guide here.