0% Installment Plus Freebies at Western Appliances


    1. The promo is open to all existing RCBC Bankard Principal and Supplementary cardholders (“Cardholders”) whose accounts are active and in good credit standing.

    2. Promo period is from September 16 to November 30, 2019.

    3. Cardholders can avail of 0% Installment for up to 24 months and Buy Now Later options, plus freebies using their RCBC Bankard:

    • Free Hanabishi 1.2 liter Cordless kettle for an installment purchase of Php 25,000 to Php 49,999

    • Free Hanabishi Juice Blender for an installment purchase of Php 50,000 and above.

    4. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and the merchant partner.

    5. In the purchase of goods and services which are on promotional discount, a senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

Easyterms 0% interest Installment and Buy Now Pay Later

    1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.

    2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.

    3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.

    4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.

    5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500 or 5% of the unpaid principal amount, whichever is higher, will be charged.