Promo Mechanics

1. The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing. 
2. Promo period is until December 31, 2021.
3. Cardholders can avail of 3 months 0% installment with a minimum single-receipt purchase of ₱5,000.
4. During the promo period, RCBC Bankard shall offer “Easyterms 0% Installment” at all SM Stores branches nationwide.

Easyterms 0% interest Installment

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full. 
2. RCBC Bankard Easytems 0% Installment is subject to RCBC Bankard’s approval.
3. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB-110687, Series of 2020