Hexagon Club Platinum Mastercard

Enjoy a life full of rewards!

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The RCBC Bankard Hexagon Club Platinum Mastercard
  • It's a premium credit card that comes with a Hexagon Club Privilege membership given to qualified members (subject to Credit evaluation). Hexagon Club is RCBC's premier club for accountholders where members enjoy premium banking service and special perks for a total RCBC banking experience.
  • Hexagon Club members can enjoy dedicated Business Relationship Manager, priority service, no ATM withdrawal fees and waived branch fees, invitation to exclusive events, and more. To know more about these perks and privileges, visit www.rcbc.com/hexagon-privilege.
  • With an RCBC Bankard Hexagon Club Platinum Mastercard, enjoy flexible non-expiring Rewards points on all your purchases, fully-loaded international travel benefits including FREE Travel Insurance and Purchase Protection, Bonus Travel Limit, and access to world-class airport lounges.
  • Plus, enjoy waived annual fees for life.

How  can I be a Hexagon Club member?

Simply open any RCBC Checking or Savings account and maintain the required deposit of at least Php100,000.

Membership Fee Principal
FREE for life
Membership Fee Supplementary FREE FOR LIFE up to 3 supplementary; P1,800 for the excess
Monthly Interest Rate/Monthly Effective Interest Rate* 2%
Returned Check Fee Php1,000
Invoice Retrieval Fee Php150 / US$5
Card Replacement Fee Php500
Cash Advance Fee Effective January 15, 2020: Php200
Late Payment Fee Effective January 15, 2021: Php850 or the Minimum Amount Due, whichever is lower.
Over Limit FeeEffective January 15, 2021: Php600 to be charged at any time when the outstanding balance plus unbilled installment exceeds the permanent credit limit. The Over Limit Fee will be charged once within the statement cycle.
Installment Pre-Termination Fee5% of the unpaid amount or Php500, whichever is higher plus one month's worth of interest, as computed based on the unpaid balance
Unli InstallmentNo processing fee. Subject to prevailing interest rate. If pre-terminated, Installment Pre-Termination Fee will apply. (Facility not available to Dollar Card)
Unli 0% Processing FeePhp100 for purchases below Php10,000 and Php200 for purchases Php10,000 and up. (Facility not available to Dollar Card)
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.) For a list of quasi cash merchant categories, click here. 1% of the amount transacted
Gaming/Casino Service Fee5% of every transaction or Php1,000 (US$25 for dollar cards), whichever is higher.
Cash Loan, C.H.A.R.G.E and Your Cash! Processing Fee Php150 for credit to an RCBC account or Php250 other Banks; Php250 for cheque delivery.  (Facility not available to Dollar Card)
Service Fee for Foreign Currency Transactions For Peso Cards, 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank's service fee. For foreign currency transactions converted to Philippine Peso at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to Php1,000 and up, or its foreign currency equivalent. For Dollar Cards, 3.50% representing the Mastercard/ Visa/JCB/UnionPay assessment fees and the Bank's service fee. For transactions using currency other than USD converted to USD at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to US$20 and up, or its foreign currency equivalent.
Multiple Payment Fee Php40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee Php200 per month to be charged to a) active accounts with negative balance and no activity for 24 months, b) blocked/closed accounts with negative balance and no activity for 3 months
Balance Transfer Processing FeePhp100 (Facility not available to Dollar Card)
Minimum Amount Due Effective January 15, 2021: Computed as (Total Statement Balance – Transactions Posted on the Current Statement - Amount Past Due – Current Late Charge) * 3% + (Amount Past Due + Current Late Charge + Current Over Limit Amount) OR Php500, whichever is higher. For Peso-Denominated Cards, the Minimum Amount Due is the rounded down to the nearest multiple amount of P100 for computed payment amount between Php500 – Php1,000, Php500 for computed payment amount between Php1,000 to Php3,000 and Php1,000 for computed payment amount above Php3,000.

Enroll in Hexagon Club today.

Find your nearest RCBC branch.