Hexagon Club Platinum Mastercard

Enjoy a life full of rewards!

The RCBC Bankard Hexagon Club Platinum Mastercard
  • It's a premium credit card that comes with a Hexagon Club Privilege membership given to qualified members (subject to Credit evaluation). Hexagon Club is RCBC's premier club for accountholders where members enjoy premium banking service and special perks for a total RCBC banking experience.
  • Hexagon Club members can enjoy dedicated Business Relationship Manager, priority service, no ATM withdrawal fees and waived branch fees, invitation to exclusive events, and more. To know more about these perks and privileges, visit rcbc.com/hexagon-privilege.
  • With an RCBC Bankard Hexagon Club Platinum Mastercard, enjoy flexible non-expiring Rewards points on all your purchases, fully-loaded international travel benefits including FREE Travel Insurance and Purchase Protection, Bonus Travel Limit, and access to world-class airport lounges.
  • Worldwide coverage of up to US$200 for your international and local purchases with Mastercard e-Commerce Purchase Protection
  • Plus, enjoy waived annual fees for life.

How  can I be a Hexagon Club member?

Simply open any RCBC Checking or Savings account and maintain the required deposit of at least Php100,000.

Membership Fee Principal
Membership Fee Supplementary FREE FOR LIFE up to 3 Supplementary Cards; in excess Php1,800/year
Monthly Interest Rate 2%
Returned Check Fee Php1,000
Invoice Retrieval Fee Php150
Card Replacement Fee Php500
Cash Advance Fee Php200
Late Payment Fee Php850 or the Minimum Amount Due, whichever is lower.
Over Limit FeePhp600 to be charged at any time when the outstanding balance plus unbilled installment exceeds the permanent credit limit. The Over Limit Fee will be charged once within the statement cycle.
Installment Pre-Termination Fee5% of the unpaid amount or Php500, whichever is higher plus one month's worth of interest, as computed based on the unpaid balance
Unli InstallmentNo processing fee. Subject to prevailing interest rate. If pre-terminated, Installment Pre-Termination Fee will apply. 
Unli 0% Processing FeeA one-time Unli 0% Installment processing fee of: (a) 1% of the transaction amount for purchases Php30,000 and up (b) Php200 for each transaction amounting to Php10,000 – below Php30,000 (c) Php100 for each transaction below Php10,000
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.) For a list of quasi cash merchant categories, click here. 1% of the amount transacted
Gaming/Casino Service Fee5% of every transaction or Php1,000, whichever is higher.
Cash Loan and Your Cash! Processing Fee A one-time processing fee of Php250 if preferred cash disbursement is through RCBC bank deposit and Php350 for non-RCBC bank deposit or check delivery. A reprocessing fee of Php150 will be charged for errors on Recipient Account Details.
Service Fee for Foreign Currency Transactions For Peso Cards, 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank's service fee. For foreign currency transactions converted to Philippine Peso at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to Php1,000 and up, or its foreign currency equivalent.
Multiple Payment Fee Php40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee Php200 per month to be charged to a) active accounts with negative balance and no activity for 24 months, b) blocked/closed accounts with negative balance and no activity for 3 months
Balance Transfer Processing FeePhp250
Balance Conversion Processing Fee (Regular)Php200
Minimum Amount Due Computed as (Total Statement Balance – Transactions Posted on the Current Statement - Amount Past Due – Current Late Charge) * 3% + (Amount Past Due + Current Late Charge + Current Over Limit Amount) OR Php500, whichever is higher. For Peso-Denominated Cards, the Minimum Amount Due is the rounded down to the nearest multiple amount of P100 for computed payment amount between Php500 – Php1,000, Php500 for computed payment amount between Php1,000 to Php3,000 and Php1,000 for computed payment amount above Php3,000.

Enroll in Hexagon Club today.

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