Shop Secure

Enjoy better security when you shop online with One-Time Password (OTP).

shop secure.png
How Does RCBC Bankard Shop Secure One-Time Password (OTP) Work?
  • Gives you a worry-free convenience of online shopping.
  • An SMS-based OTP will be sent to the cardholder’s registered mobile number to authenticate an online purchase made at participating 3D Secure (Mastercard SecureCode / Verified by Visa) websites.
  • No need to remember multiple passwords or lengthy card registration. We’ve kept it simple by using OTP via SMS.
  • Ensure that your mobile numbers are up-to-date. Remember to update the mobile numbers of both Principal and Supplementary cardholders. Call 888-1-888 to update your contact information.
  • 1. Shop

    Shop online at participating 3D Secure websites and pay with your RCBC Bankard Mastercard or Visa Card.

  • 2. Wait for OTP

    A unique 6-digit OTP will be sent via SMS to your registered mobile number.

  • 3. Enter the OTP

    Type in OTP

  • 4. Success

    Complete your purchase.

IMPORTANT REMINDER: The OTP will be sent to your registered mobile number within four (4) minutes. It can only be used once and becomes invalid for succeeding purchases or after the time has expired. The OTP should only be indicated in the merchant's site and should not be shared to anyone.

Cards with this Benefit