RCBC Bankard Easyterms

Easyterms 0% Installment is now available online at accredited stores!

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Say hello to Easyterms 0% Installment online!
  • You can now purchase the latest gadgets, appliances, e-bikes, ATV, and more with just a few taps and pay in easy installment with your RCBC Bankard!
  • Enjoy 0% installment for up to 24 months at accredited and online merchants.
  • More merchants to be added soon!
MERCHANT
TENORSPEND REQUIREMENT

3 & 6 months
₱3,000
12 months
₱6,000

3 months
₱3,500
6 months
₱5,500
3 months
₱3,000
3 months
₱5,000
6 months
₱10,000
12 months
₱18,000
24 months
₱55,000

Available via ShopSM.com and Call-to-Deliver.
See the step-by-step payment guide here.

3 months
₱5,000 - ₱60,000
12 months
₱100

Available via the RCBC Bankard Payment URL link to be sent by the merchant

3 months
₱3,000


3 months
₱3,000
6 months
₱10,000
12 months
₱10,000
24 months
₱10,000

How to Avail:

1. Visit any of our accredited Easyterms Online merchant website.

2. Select your preferred items and click “Add to Cart”.

3. Once you’re done shopping, go to your cart and click “Proceed to Checkout”.

4. Provide the required customer and billing information.

5. Choose “Credit Card” as Payment Method.

6. Input your RCBC Bankard credit card details and select your preferred Payment Term.

7. The monthly amortization will reflect on the screen.

8. Proceed to Payment.

9. A confirmation email will be sent by the merchant.


1. Qualified cardholders may avail of the Easyterms 0% Installment at accredited online merchants.  
2. The accredited online merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of Easyterms 0% Installment.
3. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
4. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard approval.
5. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment.
6. The approved installment transaction is automatically deducted from the cardholder’s available regular card limit.
7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.