RCBC Bankard Easyterms

Pay for your big-ticket purchases at 0% interest installment for up to 36 months!

How Does RCBC Bankard Easyterms Work?
  • Purchase big-ticket items through installment
  • Enjoy 0% installment for up to 36 months at select merchants

Easyterms 0% Interest Installment Merchants

Easyterms 0% Interest Installment Merchants

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Bankard and then call 888-1-888 to convert your purchases to up to 36 months installment with very minimal interest rates via Unli Installment.

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1. Qualified cardholders may avail of the Easyterms 0% Installment for a minimum single purchase worth P3,000. *minimum single purchase requirement varies per merchant
2. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
3. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard approval.
4. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date.
5. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment.
6. The approved installment transaction is automatically deducted from the cardholder’s available regular card limit.
7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Cards with this Benefit