RCBC Digital App

Manage your RCBC Bankard accounts on the go, quickly & easily!

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With the RCBC Digital App, you can make the most of your RCBC Bankard wherever you go, with just a few taps.
There’s so much you can do with the App.

View your Account Information

Check your Available Limit, Outstanding Balance, Last Payment Details and available Rewards points at a glance.


View Recent Transactions

Check your unbilled recent purchases.


Purchase Conversion

Convert recent purchase or latest billed transaction to installment for up to 36 months via Unli Installment using the App.


Pay Utility Bills

Charge your utility bills to your RCBC Bankard. You can pay on-demand for one-time payments or auto-charge for recurring bills.


View eStatement

Get access to your latest and previous Statements of Account.


Spend Analyzer

Track your monthly spending through a capsulized picture of all your transactions within a billing cycle printed on your monthly statement.


Easy Enrollment

Sign up directly on the App in just a few clicks using your 16-digit RCBC Bankard card number.


Enhanced Security

As an additional security features, the new app now requires device registration and bio-metrics log-in. This assures you that your accounts can only be accessed through your own devices.

RCBC Digital App has been awarded the Mobile Banking & Payment Initiative of the Year (Philippines) by the ABF Retail Banking Awards 2021.
Hear from RCBC Bankard's President and CEO Arniel Vincent Ong as he talks about the winning initiative.
    
See how RCBC Digital App works.

How to Charge your Utility Bills to your RCBC Bankard via App.

How to Do Unli Installment via the App.

How to Add Newly-Issued Card to the App.
FAQs

The RCBC Digital App and RCBC Bankard ONLINE (www.online.rcbcbankard.com) are different applications. Please register and create a separate account for RCBC Digital App and RCBC Bankard ONLINE.

FEATURES AND FACILITIES RCBC Digital App RCBC Bankard ONLINE online.rcbcbankard.com
ACCOUNT INFORMATION
View Account Information – Available Limit, Outstanding Balance, Last Payment Details, Available Rewards Points ✓ ✓
View Recent Transactions ✓ ✓
View Latest and Previous Statements of Account ✓ ✓
Download and Save Statement of Account in PDF ✓
FACILITIES
Enrollment in eStatement ✓
Purchase Conversion – UNLI 0% and UNLI Installment ✓
Fast BillsPay – On-Demand and Auto-Charge ✓
Spend Analyzer ✓ ✓
LOGIN & SECURITY
Face ID and/or Touch ID Login ✓
One-Time Password Validation for every Transaction ✓ ✓

Yes, it’s safe to provide your CVV within our RCBC Digital App. It’s a one-time verification requirement in order for us to authenticate your identity for future RCBC Digital App transactions.

You have to add your RCBC Bankard via the Web version of RCBC Online Banking and follow these steps:

  1. Go to http://www.rcbconlinebanking.com.
  2. Click “Manage My Accounts” from the dashboard.
  3. Select “RCBC Bankard Account Summary”
  4. Enter the 16-digit card number of your new RCBC Bankard, Card Expiry Date, and Birth Date. Click Next.
  5. Read and agree to the Terms & Conditions.
  6. Review your Account Details and Confirm.

Please see our step-by-step guide with photos here.

You can reset your password via the App. Follow these steps:

  1. Click on Forgot Password
  2. Enter your 16-digit Card Number
  3. Enter the One-Time Password (OTP) sent to your registered mobile number.
  4. Create and submit your new password.

The One-Time Password (OTP) is sent to your registered mobile number. If you need to update your contact information including your mobile number and email address, please call RCBC Bankard Customer Service hotline 8888-1888 (Classic, Gold, Co-Brand), 8888-1883 (Premium), 8888-1818 (AirAsia Credit Card) to request for updating of your contact information.

The purchases of the Principal & Supplementary cardholder using the main card and webshopper can be converted using the RCBC Digital App, including:

  1. Recent posted transactions
  2. Transactions in the current statement of account

Your enrolled biller must be an accredited RCBC Bankard Fast BillsPay biller. Accredited are those with suffix (BANKARD) attached to the Biller Name. Example: MERALCO (BANKARD)

This message appears during the scheduled system maintenance. Please try accessing again after some time.

    Download now and get going.