JCB Platinum

Prestige & privileges in a single card

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Why Choose RCBC Bankard JCB Platinum?
  • Access to world-class travel benefits and offers – complimentary access to over 50 airport lounges and JCB Plaza Lounges, up to 20% discount on car rental services, and access to 24/7 Concierge Desk.
  • Earn flexible, non-expiring Rewards points for every spend, plus get more points from transactions in Japan.   (These points can be exchanged for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Bankard, Deposit to your RCBC deposit account, or as Donation.)
  • Unlimited free access to the Skyview Airport Lounge and Club Manila Lounge for the Principal cardholder plus one travel companion
  • Free Travel Insurance up to Php1,000,000 and Purchase Protection when you charge all your international travel-related needs to your card 

Enjoy these world-class benefits and offers exclusive with your RCBC Bankard JCB Platinum. 

Free Platinum Airport Lounge Service - Get complimentary access to over 60 airport lounges. Enjoy free & unlimited use of airport lounges in Japan, Hawaii and China and up to two times per card in one year in Hong Kong, Singapore, Korea and Thailand. Learn more here.


Hassle-free Car Rental Service - JCB makes available discounted car rental rates to cardholders who use Hertz Rent-a-Car in over 60 countries all over the world. Save 10% Off on affordable rates or up to 20% Off regular standard rates. For reservations, simply visit Hert’s website or see complete list of contact information per country here.


JCB Platinum Concierge Desk - Get access to a 24/7 Concierge Desk manned by multi-lingual operators who can provide you with assistance on your restaurant and golf course reservations, sightseeing, entertainment activities, and support for credit card-related emergencies. One call for all the services you want and need, anywhere and anytime. When calling from the Philippines, dial Toll Free Number 1-800-1-816-0344. For complete list of Toll Free numbers by country, click here.


JCB Plaza Lounge - Enjoy free Wi-Fi, internet and printout services, and complimentary food and drinks while browsing through your favorite magazines at the JCB Plaza Lounges located in major cities worldwide including U.S.A., Taiwan, Singapore, France, Korea, China and Thailand. JCB Plaza personnel can also help you book tours or make entertainment or hotel reservations. Learn more here.


Access to Cash Anywhere Worldwide - As a Platinum member you can withdraw as much as 50%* of your credit limit, subject to a maximum of P250,000 via your JCB Platinum Card’s cash advance facility using your Cash Advance PIN. To request for a Cash Advance PIN, simply call RCBC Bankard’s 24/7 Premium Cards Hotline at 8888-1-883. 



How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Bankard credit card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply for an RCBC Bankard credit card at any RCBC branch or RCBC Bankard sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month
Membership Fee (Principal)
Php3,600/year
Membership Fee (Supplementary) Waived up to 3 Supplementary Cards; in excess Php1,800/year
See the latest Interest Rates and Other Fees & Charges here.

Ready to open a
new world of possibilities?

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