Sta. Lucia Mall Mastercard

The first mall wide card that lets you earn rewards and rebates, free movie passes and discounts all year round.

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Why Choose RCBC Bankard Sta. Lucia Mall Mastercard
  • Earn 1 Rewards point for every Php100 purchase at Sta. Lucia Mall Department Store, Home Gallery and Planet Toys and earn as much as 5X Rewards points for purchases of at least Php10,000
  • 0.5% Rebate for all retail transactions
  • 1% year-round discount and members only priority lane at Sta. Lucia Supermarket
  • FREE Movie Pass at Sta. Lucia Mall for a minimum purchase of Php3,000 at any of the participating stores at Sta. Lucia Mall
  • Exclusive members-only advance sale events
  • International Travel Privileges – Travel Plus Lite Insurance, Purchase Protection and Access to the Skyview Airport Lounge


Cash Rebate

Spend Requirement to Earn 1 Cash Rebate Point Php200 (All establishment)
Php100 (Fast BillsPay)
Cash Rebate Needed 1 = Php1
Crediting of Cash Rebate Cash Rebate will be posted on cardholders SOA on the next billing cycle with transaction description “CASH REBATE”


Mall-Wide Rewards

Earn Rewards points on your purchases each time you use your card at Sta. Lucia Department Store, Home Gallery and Planet Toys. Get one (1) Rewards Point for every Php100 purchase and earn as much as 5X Rewards points for purchases of at least Php10,000. See Rewards Table below:

Participating Stores Transaction Amount Rewards Points
Sta. Lucia Department Store and Planet Toys Less than Php10,000

1 point for every Php100
Php10,000 and up

5 point for every Php100

Home Gallery

Any

1 point for every Php100

For Installment transactions, the transaction amount refers to the amount of the monthly amortization.


Discounts and Freebies Partners

MERCHANT-PARTNER OFFERPROMO PERIOD
Sta. Lucia Supermarket 1% Discount-
Sta. Lucia Cinema FREE Movie Pass = Php3,000 purchase at Sta. Lucia partner-stores-
Bonchon10% DiscountSeptember 15 to December 31, 2019
Eye Site10% Discount on Eye Exam PlusSeptember 15 to December 31, 2019
Bioessence 10% Discount


Year-Round FREE Movie Pass

Shopping at Sta. Lucia Mall is fun but the best part is what you do after - relax and see a FREE MOVE! Get a FREE movie pass when you use your card for a minimum purchase of Php3,000 at any of the participating stores at Sta. Lucia Mall

 

How to Apply

  • 1. Choose a Card

    Choose the right RCBC Bankard credit card for you.

  • 2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • 3. Verification

    We’ll get in touch with you to verify some information on your application.

  • 4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply for an RCBC Bankard credit card at any RCBC or RCBC Savings Bank branch.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature
  • A copy of any proof of income:
    • Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old

    Requirements for Self-employed or Businessman

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature
  • Latest Audited Financial Statement with BIR or Bank Stamp and photocopy of Income Tax Return and/ or W2 with BIR or Bank Stamp.
Membership Fee Principal
P100/month
Membership Fee Supplementary P50/month
Monthly Interest Rate 3.50% 
Retail Monthly Effective Interest Rate*3.55%
Cash Advance Monthly Effective Interest Rate*3.56%
First Year Membership FeeWAIVED
Returned Check Fee P1,000
Invoice Retrieval Fee P150
Card Replacement Fee P300
Cash Advance Fee 3% of cash amount availed of or P500, whichever is higher and an interest charge at the prevailing rate which will be computed from availment date until full payment date. Note: Other banks may charge an ATM convenience fee for your cash advance transactions.
Late Payment Fee P400; in cases of multiple past due occurrences exceeding 3 months for the past 12 months: P500 (4 to 6 months) or P600 (7 months and above). 
Installment Pre-Termination Fee5% of the unpaid amount or P500, whichever is higher
Unli InstallmentNo processing fee. Subject to prevailing interest rate. If pre-terminated, Installment Pre-Termination Fee will apply.
Unli 0% Processing FeeP100 for purchases below P10,000 and P200 for purchases P10,000 and up.
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.) For a list of quasi cash merchant categories, click here. 1% of the amount transacted
Gaming/Casino Service Fee5% of every transaction or P1,000, whichever is higher.
Cash Loan, C.H.A.R.G.E and Your Cash! Processing Fee P150 for credit to an RCBC or RCBC Savings Bank account; P250 for deposit to other Banks; P250 for cheque delivery.
Service Fee for Foreign Currency Transactions For Peso Cards, 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank's service fee. For foreign currency transactions converted to Philippine Peso at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent.
Multiple Payment Fee P40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee All active cards with negative balance will be charged a Dormancy Fee of P200 or an amount equivalent to the credit balance (whichever is lower) if there is no activity for 24 months. Likewise, all blocked/closed accounts with negative balance, will be charged with a Dormancy Fee of P200 or an amount equivalent to the credit balance (whichever is lower) if there's no activity for 3 months.
Over Limit Fee Php500 will be charged on cycle day when the Outstanding Balance plus unbilled installment exceeds the account's permanent credit limit on cycle day. If an account has a stand-alone installment limit, the account will be considered Over limit if the sum of the regular Outstanding Balance, Installment Outstanding Balance, and unbilled installment exceeds the sum of the regular credit limit and stand-alone credit limit on cycle day.
Balance Transfer Processing FeeP100 
Minimum Amount Due The sum of (a) 5% of Total Amount Due or P500, whichever is higher; (b) Past Due Amount (if any); (c) Current Late Charges; and (d) Over-Limit Amount
Promos for this Card
Get a free Purefood Fiesta Ham with your RCBC Bankard at WalterMart Supermarket!
Shop and save at the Robinsons Warehouse Sale on November 14 to 17 at the World Trade Center.
Get 30% OFF + 0% installment with Buy Now Pay Later options at Matt Mason Furniture
Enjoy 3 months 0% installment on home improvement essentials at Wilcon Depot

Apply Online Now.

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